It all started on March 7, 1935. Twelve federal government workers pooled their money to form the National Federation of Federal Employees Local No. 28, one of the first credit unions in San Antonio. Members received thirty-seven loans that year leaving the credit union with a $42.84 profit. By the time the first annual meeting rolled around in 1936, membership had grown to 98, including the first woman to join the credit union.

Credit union operations struggled during World War II. The majority of them were unable to pay their depositors a dividend. Local No. 28 was proud to be the exception, paying members a 3 percent annual dividend throughout the war years.

By 1949, membership expanded to include federal workers in San Antonio who were not members of Local No. 28, and the credit union officially changed its name to Government Employees Credit Union (GECU) on Feb. 7 to reflect this change.

By 1962, membership had increased to 4,500 thanks to our expanding member fields to include the military. 1963 was the year GECU moved into its first owned building and replaced a hard copy posting machine with the credit union's first computer. By the end of the decade, GECU had become the 12th largest financial institution in San Antonio with $24 million in assets.

After further expansion of membership, this time to include retired civil service personnel and employees of the Bexar County Hospital District, GECU became the largest credit union in Texas and passed the $100 million milestone in 1974. The 1970s was a decade of phenomenal growth for the credit union as it grew with the times. In fact, it was the first credit union in San Antonio to install an Automated Teller Machine (ATM) in 1975 and continued to innovate and introduce new products and services like draft accounts and direct deposit.

Although the 1980s brought tough economic times to the country, like depression in the oil business and a collapse in real estate, GECU kept its doors open and continued to offer quality products and services to its members. In 1987, GECU officially changed its name to San Antonio Credit Union (SACU) to reflect the diverse member base. After being federally chartered in 1989, the name was slightly altered to San Antonio Federal Credit Union — the name we continue to use.

Strong member relationships are what have made SACU the success it is today. In realizing this, the board of directors, management and staff have focused on strengthening these ties even more. Today, the members of SACU are part of a credit union with more than $2 billion in assets, benefiting from unbeatable rates and outstanding services. We know we are only as strong as our members. We believe in strength in numbers.

Employee Benefits

Medical Insurance
SACU employees who work at least 25 hours per week are eligible to join the medical plan after 90 days of employment. Employee coverage can be extended to spouse and/or children.

Dental Insurance
SACU employees who work at least 25 hours per week are eligible to join the dental plan after 90 days of employment. Employee coverage can be extended to spouse and/or children.

Long-Term Disability Insurance
This benefit is completely funded by SACU. Eligibility begins after 90 days of full-time employment.

Group Term Life Insurance
This benefit is completely funded by SACU. Eligibility begins after 90 days of full-time employment.

Vacation & Sick Leave
Eligible employees may use their paid vacation and sick leave after six months of employment.

Pension Plan Retirement
Benefits begin accumulating after 12 months of employment during which the employee has worked, and continues to work, at least 1000 hours. Accumulated funds become vested after three years of employment.

401(k)
Eligible employees may begin investing in the company's 401(k) plan after 90 days of employment.

Employee Assistance Program
Eligible employees and their families may receive free and confidential counseling for any personal, psychological or financial issue.

College Tuition Reimbursement
Both full-time and part-time employees are eligible to receive pre-approved tuition reimbursement for college courses currently taken that are relevant to their daily jobs.

Worker's Compensation Insurance
SACU provides immediate coverage to all employees.

Service Fee Discounts
SACU employees are entitled to free Cashier's Checks, free Money Orders, free Travelers' Checks, four free wire transfers per calendar year, four free stop payments per calendar year, one free checking account with payroll direct deposit and a 15 percent discount on a safe deposit box.

Additional Benefits
Electronic Funds Transfer (EFT) direct deposit, discounted movie and theme park tickets.

3009 Branch 
6050 FM 3009
Schertz, TX 78154

281/1604 Branch
1717 North Loop 1604 East
San Antonio, TX 78232

Bandera Branch
8889 Bandera Road
San Antonio, TX 78250-2511

Broadway Branch
901 NE Loop 410
San Antonio, TX 78209-1305

Commercial Avenue Branch
722 Rayburn
San Antonio, TX 78221-1347

De Zavala Branch
12840 IH-10 West, Suite 102
San Antonio, TX 78249-2210

Fort Sam Houston Branch
Stanley & Harney Road, Building 2750
San Antonio, TX 78234-5000

Ingram Branch
6171 NW Loop 410
San Antonio, TX 78238-3302

Kelly Branch
3006 General Hudnell Drive
San Antonio, TX 78226

Main Branch
6061 IH-10 West
San Antonio, TX 78201-2107

McCreless Branch
3800 S. New Braunfels, Suite 104
San Antonio, TX 78223

Medical Branch
8403 Wurzbach
San Antonio, TX 78229-3322

Nacogdoches Branch
12921 Nacogdoches
San Antonio, TX 78217-1942

Northwest Branch
14570 Huebner Road
San Antonio, TX 78230

Southside Branch
150 Southwest Military
San Antonio, TX 78221-1612

Toyota Branch
15611 Applewhite
San Antonio, TX 78264

VA Convenience Center
7400 Merton Minter, Suite 112
San Antonio, TX 78284-1942

Windsor Branch
8047 Midcrown
San Antonio, TX 78218-2335

Woodlawn Branch
1003 Bandera Road
San Antonio, TX 78228